Home credit loan | Is it worth it?


All banks in the Czech republic have several basic requirements without which they do not issue loans at all. Even if you do, nothing is certain – banks first evaluate the ability to repay the loan based on various data before deciding. You can find out what all the requirements and data are and how the whole system works, in our article.

Deceitful lenders are declining due to new legislation. Some, however, stay afloat and prove unfair loans through proven tricks. They are most successful in people with lower financial literacy. We know their tricks and I know how to avoid risky loans by arching.

What are people willing to do to get the slightest discount? She is not afraid to share details of her personal life, lifestyle details or even state her location. Isn’t that too risky? It’s worth it?

One of the leading non-banking companies on the Czech market is home credit. Since 1997, hundreds of thousands of satisfied clients have used its services. Many of them have approached home credit several times. The main products include a cash online loan from USD 10,000 up to USD 250,000 with a maturity of 12 to 96 months. This non-purpose loan can be used for anything and you do not need a guarantor.

Key Benefits of home online loan:

  • Processing and arranging a FREE loan
  • Money on the account until the next day after signing the contract
  • Possibility to return the loan within 30 days without fees
  • Possibility of insurance of expenses and postponement of installments
  • FREE loan repayment
  • The contract will be delivered to you and home where you can study it in peace

Handling an online loan in minutes

Handling an online loan in minutes

A convenient online loan from home credit is easy to handle online. After completing and submitting a simple form, a credit advisor will contact you. He will discuss with you all the essentials of the loan and if the application is approved, you will receive the money by the next day. If you are not satisfied with the loan, you can return it within 30 days without charge.

The following documents must be submitted to successfully complete an online loan:

  • Identity card + second identity document (passport, driving license, etc.)
  • Employer or business data (name, company ID, address, telephone)
  • Bank account number

Home credit will help you with repayment!

Home credit will help you with repayment!

Home credit will help you with proper repayment and will always remind you in time when it is time to pay your monthly payment. We send comments in the form of SMS messages completely free of charge.

Representative example

loan representative

With a loan of USD 100,000, 12 months to the 20th day of the month in which the last installment is due, the annual interest rate is 13.88%, annual percentage rate 14.8%, the total amount payable by the consumer is USD 107,519 and monthly installments are gradually listed for individual months. Individual monthly installments, including the total amount payable by the consumer, are rounded mathematically.

The values ​​are calculated assuming the full amount of the loan is immediate, non-cash, in full, at the highest fee and the highest interest rate, when the loan is granted for one year and repaid in 12 monthly installments with the same principal amount. Each loan application is considered individually and may differ from the one presented.

The purpose of this loan portal is to offer a wide range of profitable financial products that you can request from the comfort of your home. We will provide you with the characteristics of individual products, a detailed comparison of financial conditions and, after filling in a clear form, the possibility to apply for individual products online.

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